A SpotOn and Square reseller · Florida, Georgia, Alabama & South CarolinaFL · GA · AL · SC
We sell, install and service SpotOn and Square systems for independent restaurants. We build your menu into it, set it up on your floor, and train your staff on it. We don’t make the systems — we pick the right one for your room.
Hardware at no upfront cost on qualifying accounts. Leave within two years and you buy or return the equipment.
The other thing we do
Your processing statement is written so you won’t read it. Send us your last three months of it. We’ll go down them line by line and show you what you are actually paying, with every fee named.
No signature · Nothing to cancel · You keep the breakdown either way
| Line item | Amount |
|---|---|
| Interchange — 22 card-type lines | 1,467.00 |
| Card-brand network fees — 26 lines | 154.64 |
| Processor markup, % of volume | 324.63 |
| Authorization fees, per swipe | 214.47 |
| Premium support & service | 209.92 |
| Service fee | 37.92 |
| Network transaction fee | 33.00 |
| Enhanced security | 24.78 |
| Online portal | 21.10 |
| Handheld support | 21.10 |
| Bank sponsorship fee | 4.15 |
| Per-location fee | 2.64 |
| Capture fee | 1.42 |
| Data (kilobyte) fee | 0.59 |
| Total fees, one month | 2,517.36 |
$356.62 is circled —
and none of it is processing.
These are the line items from a real restaurant’s statement, with the merchant removed and the amounts changed. Forty-some lines, and only three kinds of charge. Watch them separate.
Interchange and card-brand fees go to the card networks and the bank that issued the card. Every processor passes them through. On this statement they come to 1.92% of card volume.
One percentage and a per-swipe fee — the “plus” in interchange-plus. It adds 0.64% here, and it is the number worth talking about.
Support plans, portal fees, “enhanced security.” Each one small enough not to ask about. Together they add 0.42% — money that isn’t processing at all.
What happens
At least your last three months, any processor. Photos of the pages are fine. That is the whole ask, and it is all we need before you know your number.
Every item, every modifier, every price. You look it over and tell us what we got wrong. That is your part — it is the piece owners dread, and it is not your job.
We set it up, then train your staff on your floor, on your own system with your own menu.
Tableside on the handheld · Send · the ticket lands on the pass. No paper, no walking it back, no re-keying.
The hardware
We carry SpotOn and Square. We did not build either one and we will not pretend we did — what we do is work out which one fits how your restaurant actually runs, set it up properly, and be here afterward.
We’re not locked to one box, so we have no reason to push you toward the wrong one.





Full specs and features: spoton.com and squareup.com.
SpotOn hardware shown. SpotOn is a registered trademark of SpotOn Transact, LLC. Square is a trademark of Block, Inc. Plainspoken Point of Sale is an independently owned SpotOn and Square reseller.
Plainspoken proudly supports SpotOn.
The maker, in its own words
“SpotOn is one of the leading software and payment companies providing the technology and support that helps local businesses—and the people who run them—to succeed on their own terms.
Known for its flexible, cloud-based technology and personalized support, SpotOn offers an end-to-end platform to accept payments, boost revenue, streamline operations, and create exceptional guest experiences.”
SpotOn’s own description, in their wording. Products, pricing and specs: spoton.com.
Square or SpotOn
Here is the comparison a salesperson normally talks you out of. Every figure below is published by the manufacturer on its own website, and you can check all of it before you call us.
| As published | Square | SpotOn |
|---|---|---|
| Software | Free $0 · Plus $49 · Premium $149 per month, per location |
All-In $0 · POS Essentials $55 per month, per station |
| Card present | 2.6% + 15¢ on Free 2.5% + 15¢ on Plus · 2.4% + 15¢ on Premium |
2.79% + 20¢ on All-In 2.45% + 15¢ on Essentials |
| Keyed in | 3.5% + 15¢ | 3.79% + 20¢ on All-In · 3.45% + 15¢ on Essentials |
| Term | “No hidden fees or locked-in contracts. Cancel or switch anytime.” | All-In carries a two-year minimum and processing minimums. Essentials is month to month. |
| Chargeback fee | $0 — Square states it covers the dispute fee | Not published |
| Hardware | Bought outright, published prices. Reader $59 to Register $899. | Station 15 $750 · Station 10 $415 · Handheld $297, promotional. Plus implementation. |
Sources: squareup.com/us/en/payments/our-fees and squareup.com/us/en/pricing · spoton.com/pricing · verified Sept 2026.
Prices and rates change. We re-check them; you should too.
Short version: both of them run a full restaurant. We ask how your room works first — how many stations, who takes orders where, what happens when the internet drops — then we tell you which one fits and why.
Where we work
Restaurants across the Southeast, installed and serviced by the same people who sold the system.
Training
A new system is only as good as the people using it on a busy night. So we don’t hand you a login and a video. We train your staff in your restaurant, on your own system, with your own menu already in it.
That is what a local team is for.
Before you call
Every vendor in this category leads with what they are. Here is the other half, so you don’t find it out in month three.
There are processors who will quote you a lower headline number than we will. Ask them what the effective rate came to last month. That is the comparison that matters, and it is the one we are willing to have.
We’re a small team, not a call center. Someone still answers 24/7 on one number, and they can pull up your account. What we won’t promise is a tech at your door in two hours: a visit is the same business day when we can, the next business day when we can’t.
SpotOn and Square. There are a dozen others and some of them are good. If neither of ours is right for how your restaurant runs, we would rather say so during the teardown than sell you a system you fight for three years.
Nobody can. It goes to the card networks and the issuing bank, and on the statement above it is the single biggest line. What we can do is show you everything stacked on top of it.
The ask
At least your last three months, any processor. More is better. Processors change how they bill from month to month, and a few statements side by side show what you’re actually paying. We read every line and send you back the number, with every fee named.
See a demo
Tell us when works. We’ll set up a Zoom and walk you through the real system, live on screen, and you can ask anything. No pressure.
Support
One number for everything, calls and texts, day or night. Text if you’d rather not be on the phone.
(888) 291-8918Calls and texts go to the same number, 24 hours a day, weekends included.
We’re a small team, not a call center. On weekdays you get the Plainspoken team. On weekends a backup service answers as Plainspoken, and every call still comes to us.
We pick up. If it can be fixed over the phone, we fix it then. If it needs a visit, we come out the same business day when we can, and the next business day when we can’t. If it can’t wait, we’ll get you working around it in the meantime, like sending tickets to another printer.